Mitch Tilbrook 
Sydney Property Market Update May 2018 Last Year APRA the banking industry’s governing body placed restrictions on investment lending and enforced a cap of 10% on all lenders loan books. The banks and other lenders took this mandate seriously and kept investment loans at 10% of their total loan portfolio’s. How did they do this? … Read more
Home Loans Explained ]Every industry has their own unique jargon and it can be confusing, even frustrating when people in service roles use jargon to you like you’ve been working in their industry for years. Most of the time you’re not really interested in knowing the technical aspects of their service, you just want to … Read more
Home Loans For Self Employed When I talk to people enquiring about home loans for self employed people they always assume it’s really difficult which isn’t the case. Home Loans for self employed borrowers aren’t any more difficult then for people on a PAYE salary, it just requires more documentation to verify income. Being self … Read more
Home Loans For Doctors ]If you’ve completed all those years of study to become a medical professional you should be congratulated and proud of your efforts. Now you have to start work on the lowest income bracket and you have to work the most hours at the most inconvenient times. There’s some good news for … Read more
Top Home Loans The top home loans you can find are the ones that are most suitable for your circumstances and also dependant on the current state of the market. This is not a blog about who’s offering the best deals right now, it’s something to read before you look at current offers to make … Read more
Last year there was a major shake up in the Investment Loan market brought about by recommendations by APRA (Australian Prudential Regulation Authority) to the banks that they should be holding more capital reserves. All of a sudden if you had 5% or 10% to put down and start building your investment portfolio you were … Read more
Mortgage Broker Commissions I’m not sure if you’ve read it in the press but there’s plenty being discussed about Mortgage Broker Commissions in our industry press. This has prompted me to write an article on how I get paid so please read on to find out more about Mortgage Broker Commissions. Currently Mortgage Broker commissions … Read more
Looking After Your Garage Doors ]The humble garage door is more complex then you might think, and when they stop working, it can be a trying ordeal to carry out successful repairs. Without specialised knowledge, you might make things even worse. Have you neglected your garage doors and suddenly there seems to be a problem? … Read more
First Home Buyers Case Study Is property out of reach for young people living in Sydney? There’s obviously much discussion about this as prices skyrocket putting the dream of home ownership out of reach for most young First Home Buyers. When the going gets tough the tough get going so let’s take a look at … Read more