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Why choose us?

We're Personal

We care about you, your time and your experience. A dedicated home loan expert will walk through the entire process. They will walk with you from the date of application to settlement.

RHL Office

We're Great Value

We don't charge you. Our service is 100% FREE. We've got your best interest in mind and will help you save thousands of dollars by choosing the right home loan product for you!

We're Hassle Free

We make ourselves available to you when you need us. Our home loan experts come to you. We'll meet you at work, at home, or at your favourite cafe. Coffee is on us! 

We're Innovative

We utilise the latest technology in the sector to not only ensure your privacy but to make it easier for you to provide the personal and financial evidence we need to serve you.

Our customers rate us 5/5 stars

Reality Home Loans
Based on 20 reviews
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Nishant AroraNishant Arora
04:41 09 Nov 23
I had the pleasure of working with Mitch from Reality Home Loans on my home & investments buying journey. I've used his services before as well and I couldn't be more satisfied with the level of service and expertise I received. His level of expertise was invaluable and have always allowed me to make an informed decision. Also, thank you for sending me the wonderful gifts.
Hugh SwinnertonHugh Swinnerton
02:42 09 Nov 23
A wonderful experience all-round. First-home buyer so came in a little overwhelmed and even unsure if I’d be approved given my poor credit rating, but Mitch came through with the goods. Very professional, transparent and friendly making the whole process very easy and enjoyable. Highly recommend Mitch!!!
Peter CvekPeter Cvek
10:17 21 Sep 23
What can I say but that after 8 years of unfulfilled loan promises and expectations, and countless applications and refusals, Mitch not only met all expectations on the very first attempt and fulfilled all promises, but exceeded them as well. The entire process from application to settlement took 36 to 40 hours... The figure received, the incredibly low rate of interest, the favourable terms proved his worth. 5 stars are an understatement. Nothing but praise.. thank you Mitch from Peter Cvek
Elliot FreadmanElliot Freadman
01:07 08 Aug 23
Mitch did a great job finding us a loan at a reasonable rate. He was personable, timely and communicative through the whole process. Really felt we were in good hands!
Diego RianoDiego Riano
06:49 17 Jun 23
I have used Mitch’s services since I bought my first house 10years ago. Then I decided to build and develop few land& house projects since and his services have been outstanding, always trying to get the best possible outcome. Very responsive & collaborative!
Colin SmithColin Smith
11:14 04 Jun 23
Mitchell was a great help in advising the best rate for us and helping swap loans over. Always kept us updated throughout the process. Highly recommend.
James ScottJames Scott
00:40 23 Jun 22
I've been working with Mitch for sometime now and he has always provided top quality insights into finance and how it relates to purchasing property. He is always working towards finding new ways to best help his clients.
Nicholas pardyNicholas pardy
08:24 22 May 22
Mitch is awesome. It’s really that simple.I came with a need, he responded with a solution.His commitment and thoroughness is exceptional, and as a bonus, parallel to his charming personality and appearance.I highly recommend Mitch for your mortgage needs.
dhruv sachdevdhruv sachdev
05:13 23 Jan 22
I did my research and met a few mortgage brokers before finalising Mitch. I found him honest about the suggestions he made. He helped me find the best lender which would suittry situation. Got me the best interest rates. He is definitely one of the best mortgage brokers in Canberra. I would highly recommend him and would use him again in the future.Keep it up Mitch 👍
Georgina WeireGeorgina Weire
04:27 29 Dec 21
From my first conversation with Mitch, I have found him to be very patient gracious, polite and generous with his time and knowledge. He has a good sense of humour, responds quickly to emails and phone calls and gave me a sense of confidence in the project I had envisaged for my family. I would recommend Mitch to anyone seeking help with financing their futures. I will certainly continue to seek Mitch's advice when the occasion arises. Thankyou Mitch for helping me, I'm so glad I found you.

First home buyers

Buying your first home can be a daunting and stressful experience. Having someone with you who knows the twists and turns can make the experience enjoyable and memorable.

Refinancing your loan

Recent Rate hikes are leaving Aussies wondering if there are better deals out there. Lenders are even offering up to $4,000 to switch. Let us get you the right deal for your circumstances.

Investment Loans

If you are looking to invest in the real estate market, you'll need a partner that can deliver you the right deals for your investments.
That's us.

House and Land Packages

House and Land packages can be a great way to get in the market and offer. With many government incentives available to home and land package buyers, we're here to help and guide you.

Our location:

Best Mortgage Broker in Belconnen

We understand the home loan market in Canberra and it's our business to give you the best advice. Buying Property in Canberra to live in, or as an investment is a decision you won't regret. You need the best and most trustworthy Mortgage Broker in Canberra to ensure the process is seamless, so you can focus on the most positive aspect, owning your own home!

At Reality Home Loans, we’re ready to provide you with our friendly and professional service with expert advice to get the right home loan solution for your needs.

We've Partnered with Over 30 Lenders

We've got the partnerships to get you the right deals. Check out the sample below.