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Best Car Finance Canberra

5/5

17 Reviews

Used Car Finance Canberra

Are you looking for the best car finance Canberra?  

We specialise in Used Car Finance! We’ve been helping Aussies into their new rides for years now. Canberra Car Loans is an arm of Reality Home Loans   Best Mortgage Brokers in Belconnen Canberra. Talk to one of our Brokers for friendly expert advice

Why Get Car Finance Pre-Approved?

SHOP WITH CONFIDENCE - AVOID DISSAPOINTMENT

If you come to us direct for pre-approval then you’ll save on the extra fees the dealerships add to their finance deals.

GET PRE APPROVED FIRST. Avoid the disappointment when you find that sweet ride you love but can’t get it in the end! Ouch!!!

We provide the best service for clients looking for home loans, and we also take that same approach to vehicle finance.

Why should you be treated as less important right? Applying for a car loan is simple and friendly with us.

We can also help if you are on Centrelink Payment, Pension Payment because there is such a legitimate option as loans for pensioners.

Will My Credit Score Be Affected By Enquiring?

NO it won’t. An enquiry is only listed on your file when an actual application is made to a finance company. We won’t make an application for you unless we’re 99% sure you will be approved. We also use finance companies who only use “Soft Touch” searches to asses your eligibility. That means we can get you quotes without any impact on your score, regardless of loan amounts you’re seeking.

Sometimes a Personal Loan is the most appropriate option because your desired vehicle is of a certain age but that’s not a disadvantage because this option allows you to pay the loan off as quickly as you can manage without penalty and helps you avoid paying more interest, which in turn will improve your cash flow.

For more answers to common questions visit our Car Loan FAQ Page.

Self Employed Car Finance

Whether you’re a Tradie needing a Ute for all your tools or a Mobile Dog Washer. Maybe you’re a Florist delivering flowers. Perhaps a Mobile Barrista, then we will help you secure your commercial vehicle with business vehicle finance. If you’re ABN registered and have been in business for more than 5 years, or you’re already a property owner, your application will be fast tracked!

Are you just starting out in your own business and you’re kicking some goals? You need a reliable work vehicle or maybe another vehicle to expand with a business car loan?

There are tax benefits involved also, especially with a Chattel Mortgage, with commercial finance but please consult your accountant about this for the full details. 

Most finance companies will require you to be ABN registered for 2 years. We can get you the finance if you have 3 months worth of good income to show. This is our niche!!!

Canberra Car Loans

Canberra Car Finance Rates

If you come to us direct for pre-approval then you’ll save on the extra fees the dealerships add to their finance deals.

GET PRE APPROVED FIRST. Avoid the disappointment when you find that sweet ride you love but can’t get it in the end! Ouch!!!

We provide the best service for clients looking for home loans, and we also take that same approach to vehicle finance.

Why should you be treated as less important right? Applying for a car loan is simple and friendly with us.

We can also help if you are on Centrelink Payment, Pension Payment because there is such a legitimate option as loans for pensioners.

Our customers rate us 5/5 stars

Reality Home Loans
5.0
Based on 20 reviews
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Nishant AroraNishant Arora
04:41 09 Nov 23
I had the pleasure of working with Mitch from Reality Home Loans on my home & investments buying journey. I've used his services before as well and I couldn't be more satisfied with the level of service and expertise I received. His level of expertise was invaluable and have always allowed me to make an informed decision. Also, thank you for sending me the wonderful gifts.
Hugh SwinnertonHugh Swinnerton
02:42 09 Nov 23
A wonderful experience all-round. First-home buyer so came in a little overwhelmed and even unsure if I’d be approved given my poor credit rating, but Mitch came through with the goods. Very professional, transparent and friendly making the whole process very easy and enjoyable. Highly recommend Mitch!!!
Peter CvekPeter Cvek
10:17 21 Sep 23
What can I say but that after 8 years of unfulfilled loan promises and expectations, and countless applications and refusals, Mitch not only met all expectations on the very first attempt and fulfilled all promises, but exceeded them as well. The entire process from application to settlement took 36 to 40 hours... The figure received, the incredibly low rate of interest, the favourable terms proved his worth. 5 stars are an understatement. Nothing but praise.. thank you Mitch from Peter Cvek
Elliot FreadmanElliot Freadman
01:07 08 Aug 23
Mitch did a great job finding us a loan at a reasonable rate. He was personable, timely and communicative through the whole process. Really felt we were in good hands!
Diego RianoDiego Riano
06:49 17 Jun 23
I have used Mitch’s services since I bought my first house 10years ago. Then I decided to build and develop few land& house projects since and his services have been outstanding, always trying to get the best possible outcome. Very responsive & collaborative!
Colin SmithColin Smith
11:14 04 Jun 23
Mitchell was a great help in advising the best rate for us and helping swap loans over. Always kept us updated throughout the process. Highly recommend.
James ScottJames Scott
00:40 23 Jun 22
I've been working with Mitch for sometime now and he has always provided top quality insights into finance and how it relates to purchasing property. He is always working towards finding new ways to best help his clients.
Nicholas pardyNicholas pardy
08:24 22 May 22
Mitch is awesome. It’s really that simple.I came with a need, he responded with a solution.His commitment and thoroughness is exceptional, and as a bonus, parallel to his charming personality and appearance.I highly recommend Mitch for your mortgage needs.
dhruv sachdevdhruv sachdev
05:13 23 Jan 22
I did my research and met a few mortgage brokers before finalising Mitch. I found him honest about the suggestions he made. He helped me find the best lender which would suittry situation. Got me the best interest rates. He is definitely one of the best mortgage brokers in Canberra. I would highly recommend him and would use him again in the future.Keep it up Mitch 👍
Georgina WeireGeorgina Weire
04:27 29 Dec 21
From my first conversation with Mitch, I have found him to be very patient gracious, polite and generous with his time and knowledge. He has a good sense of humour, responds quickly to emails and phone calls and gave me a sense of confidence in the project I had envisaged for my family. I would recommend Mitch to anyone seeking help with financing their futures. I will certainly continue to seek Mitch's advice when the occasion arises. Thankyou Mitch for helping me, I'm so glad I found you.
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We can recommend...

If you’re looking for an honest operator to look after you in the Canberra Queanbeyan region then go see Ash at Queanbeyan Automobiles.  Ash has a great selection and he goes the extra mile for customers. https://queanbeyanautomobiles.com.au/

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