Car Loan FAQ’s

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Will my credit score be affected by enquiring with you about a loan?

NO it won’t. An enquiry is only listed on your file when an actual application is made to a finance company. We won’t make an application for you unless we’re 99% sure you will be approved. We also use finance companies who only use “Soft Touch” searches to asses your eligibility. That means we can get you quotes without any impact on your score.

Can I finance a private sale purchase?

Sure you can! Most of our customers buy privately. Our brokers liaise with the seller as well to educate them on the process and keep them in the loop. We don’t want you losing your ride due to a seller being frustrated with the process!
Do we offer finance options for Motorbike, Boat, and Caravans?

100% Yes. The finance companies we deal with treat these other vehicles the same way as they do for motor vehicles
What if I have been refused credit elsewhere?

We can definitely try for you. We have a big panel of lenders and some are first option lenders with better rates but stricter policy. You may have already been declined by one of these lenders but didn’t know there were other options. If you’ve been declined we can still go to our back lender options for you.
Am I eligible if I'm on a Visa?

YES, but with conditions. You just need to have 24 months left on your Visa. No Less. Send your enquiry and let us know your type of Visa and how many months left on current Visa. We’ll let you know if we can help.

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