Interest Only Loans About To End

It’s the end of the road for 900,000 borrowers on interest-only loans, as they’ll be automatically switched to principal and interest loans this year. Now’s the time to check whether or not you should start considering other options.

Buy Now Pay Later Credit Risk

One in six customers who use payment methods such as Afterpay and Zip Pay run into financial strife – and ASIC is putting the ‘buy now, pay later’ industry under the spotlight.

Christmas tips to help you save this silly season

Most of us roll our eyes when we start seeing shopping centres spruik Christmas merchandise in November. While it’s important not to get caught up in the festivities too early, now’s actually a great time to start prepping to ensure a budget blow-out doesn’t derail your mortgage repayments over the silly season.

Under the microscope: your micro-transactions

When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting down on ‘micro-transactions’.

Property Market Downturn

reality home loans

[vc_row][vc_column][ultimate_spacer height=”96″ height_on_tabs=”96″ height_on_tabs_portrait=”96″ height_on_mob_landscape=”96″ height_on_mob=”96″][vc_single_image image=”2314″ img_size=”full” alignment=”center”][ultimate_spacer height=”36″ height_on_tabs=”36″ height_on_tabs_portrait=”36″ height_on_mob_landscape=”36″ height_on_mob=”36″][vc_column_text]We all know we’re experiencing a property market downturn[/vc_column_text][ultimate_spacer height=”36″ height_on_tabs=”36″ height_on_tabs_portrait=”36″ height_on_mob_landscape=”36″ height_on_mob=”36″][vc_column_text]It may seem as though every time you open a newspaper there’s another story about the property market downturn. But here’s why it’s being labelled the “house price fall […]

Why is the bank saying I can’t service a loan?

A question we often get goes something along the lines of: ‘I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?’ Here’s how banks conduct loan serviceability.

Zero Percent Car Finance

car finance

[vc_row][vc_column][ultimate_spacer height=”96″ height_on_tabs=”96″ height_on_tabs_portrait=”96″ height_on_mob_landscape=”96″ height_on_mob=”96″][vc_single_image image=”2111″ img_size=”full” alignment=”center”][ultimate_spacer height=”36″ height_on_tabs=”36″ height_on_tabs_portrait=”36″ height_on_mob_landscape=”36″ height_on_mob=”36″][ultimate_spacer height=”36″ height_on_tabs=”36″ height_on_tabs_portrait=”36″ height_on_mob_landscape=”36″ height_on_mob=”36″][vc_column_text]Seen an offer along the lines of: ‘Drive away, 0% finance to pay’? Well, like most things in life, when it sounds too good to be true, it probably is. Finance offers like 0% (or other low […]